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IFSC Code of Union Bank Of India, Shakkarnagar Branch, Bodhan, Telangana — UBIN0826081

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Shakkarnagar Branch branch in Nizamabad, Bodhan, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Nizamabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0826081. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Shakkarnagar Branch, Nizamabad

Here are the key points that are associated with the IFSC Code UBIN0826081 of Union Bank Of India for its branch located in Nizamabad, within the district of Bodhan in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0826081
Branch Shakkarnagar Branch
City Nizamabad
District Bodhan
State Telangana
Address D No 4 1 615 1,Shakkarnagar Chowrasta,Bodhan,Nizamabad Dist,503185

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Nizamabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0826081 for the Shakkarnagar Branch branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Shakkarnagar Branch, Nizamabad, Telangana, are allotted a unique IFSC like UBIN0826081 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nizamabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nizamabad and Bodhan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Shakkarnagar Branch reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code UBIN0826081

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shakkarnagar Branch in Nizamabad.

For example, the IFSC Code UBIN0826081 of Union Bank Of India for the Shakkarnagar Branch branch includes these elements, identifying the bank and the branch location in Nizamabad and Telangana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0826081 of Union Bank Of India for its Shakkarnagar Branch branch located in Nizamabad, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Nizamabad and Bodhan, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Shakkarnagar Branch or Nizamabad to get the exact IFSC Code UBIN0826081.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Nizamabad, you'll get the correct details.

How to Use IFSC Code UBIN0826081 for Online Transfers?

Once you have the IFSC Code UBIN0826081 for the Shakkarnagar Branch branch of Union Bank Of India in Nizamabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0826081. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0826081.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Shakkarnagar Branch in Nizamabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Shakkarnagar Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nizamabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Shakkarnagar Branch, Nizamabad?

The IFSC Code is UBIN0826081.

Is the IFSC Code UBIN0826081 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Shakkarnagar Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shakkarnagar Branch branch?

The address of the branch is D No 4 1 615 1,Shakkarnagar Chowrasta,Bodhan,Nizamabad Dist,503185 located in Nizamabad, Bodhan, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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