The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Bheemgal branch in Nizamabad, Bheemgal, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Nizamabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0813869. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Bheemgal, Nizamabad

Here are some of the key details that come with the IFSC Code UBIN0813869 of Union Bank Of India for its branch located in Nizamabad, within the district of Bheemgal in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0813869
Branch Bheemgal
City Nizamabad
District Bheemgal
State Telangana
Address M.R.O.Office Road,Bheemgal In Survey No.1/Abheemgal Mandal,Nizamabad Dist

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Nizamabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0813869 for the Bheemgal branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Bheemgal, Nizamabad, Telangana, are allotted a unique IFSC like UBIN0813869 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nizamabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nizamabad and Bheemgal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Bheemgal reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code UBIN0813869

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bheemgal in Nizamabad.

For example, the IFSC Code UBIN0813869 of Union Bank Of India for the Bheemgal branch includes these elements, identifying the bank and the branch location in Nizamabad and Telangana correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0813869 of Union Bank Of India for its Bheemgal branch located in Nizamabad, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Nizamabad and Bheemgal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Bheemgal or Nizamabad to find the exact IFSC Code UBIN0813869.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Nizamabad will provide accurate information.

How to Use IFSC Code UBIN0813869 for Online Transfers?

Once you have the IFSC Code UBIN0813869 for the Bheemgal branch of Union Bank Of India in Nizamabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0813869. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0813869.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Bheemgal in Nizamabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Bheemgal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nizamabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Bheemgal, Nizamabad?

The IFSC Code is UBIN0813869.

Is the IFSC Code UBIN0813869 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Bheemgal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bheemgal branch?

The address of the branch is M.R.O.Office Road,Bheemgal In Survey No.1/Abheemgal Mandal,Nizamabad Dist located in Nizamabad, Bheemgal, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.