The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Vinchur Dalvi branch in Nasik, Nashik, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UBIN0933368. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Vinchur Dalvi, Nasik
Here are some of the key details that come with the IFSC Code UBIN0933368 of Union Bank Of India for its branch located in Nasik, within the district of Nashik in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0933368 |
| Branch | Vinchur Dalvi |
| City | Nasik |
| District | Nashik |
| State | Maharashtra |
| Address | Near Bus Stop At And Post Vinchur Dalvi Talluka Sinnar Dist Nashik 422502 Maharashtra |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Nasik for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0933368 for the Vinchur Dalvi branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Vinchur Dalvi, Nasik, Maharashtra, is provided a unique IFSC like UBIN0933368 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Nasik.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nasik and Nashik.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Vinchur Dalvi do not get misguided to another person.
Format of the IFSC Code UBIN0933368
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vinchur Dalvi in Nasik.
For example, the IFSC Code UBIN0933368 of Union Bank Of India for the Vinchur Dalvi branch has these elements, identifying the bank and the branch location in Nasik and Maharashtra correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0933368 of Union Bank Of India for its Vinchur Dalvi branch located in Nasik, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Nasik and Nashik, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Vinchur Dalvi or Nasik to find the exact IFSC Code UBIN0933368.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Nasik will provide accurate information.
How to Use IFSC Code UBIN0933368 for Online Transfers?
Once you have the IFSC Code UBIN0933368 for the Vinchur Dalvi branch of Union Bank Of India in Nasik, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0933368. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0933368.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Vinchur Dalvi in Nasik, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vinchur Dalvi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nasik manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0933368.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Bus Stop At And Post Vinchur Dalvi Talluka Sinnar Dist Nashik 422502 Maharashtra located in Nasik, Nashik, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.