Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Currency Chest Naraibandh Mau branch in Naraibandh Mau, Naraibandh Mau, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Naraibandh Mau or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0584363. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Currency Chest Naraibandh Mau, Naraibandh Mau

Below in the table are the key details related to IFSC Code UBIN0584363 of Union Bank Of India for its branch located in Naraibandh Mau, within the district of Naraibandh Mau in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0584363
Branch Currency Chest Naraibandh Mau
City Naraibandh Mau
District Naraibandh Mau
State Uttar Pradesh
Address Ghazipur Tiraha Mau,Dist Maunath Bhanjan

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Naraibandh Mau for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0584363 for the Currency Chest Naraibandh Mau branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Currency Chest Naraibandh Mau, Naraibandh Mau, Uttar Pradesh, is provided with a unique IFSC like UBIN0584363 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Naraibandh Mau.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Naraibandh Mau and Naraibandh Mau.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Currency Chest Naraibandh Mau do not get mixed with another location.

Format of the IFSC Code UBIN0584363

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Currency Chest Naraibandh Mau in Naraibandh Mau.

For example, the IFSC Code UBIN0584363 of Union Bank Of India for the Currency Chest Naraibandh Mau branch includes these elements, identifying the bank and the branch location in Naraibandh Mau and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0584363 of Union Bank Of India for its Currency Chest Naraibandh Mau branch located in Naraibandh Mau, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Naraibandh Mau and Naraibandh Mau, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Currency Chest Naraibandh Mau or Naraibandh Mau to get the exact IFSC Code UBIN0584363.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Naraibandh Mau that will provide accurate information.

How to Use IFSC Code UBIN0584363 for Online Transfers?

Once you have the IFSC Code UBIN0584363 for the Currency Chest Naraibandh Mau branch of Union Bank Of India in Naraibandh Mau, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0584363. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0584363.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Currency Chest Naraibandh Mau in Naraibandh Mau, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Currency Chest Naraibandh Mau, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Naraibandh Mau manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Currency Chest Naraibandh Mau, Naraibandh Mau?

The IFSC Code is UBIN0584363.

Is the IFSC Code UBIN0584363 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Currency Chest Naraibandh Mau?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Currency Chest Naraibandh Mau branch?

The address of the branch is Ghazipur Tiraha Mau,Dist Maunath Bhanjan located in Naraibandh Mau, Naraibandh Mau, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.