There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its T Narasipura branch in Mysore, Tirumakudal Narsipur, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Mysore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0915866. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, T Narasipura, Mysore

Here are the key points that are associated with the IFSC Code UBIN0915866 of Union Bank Of India for its branch located in Mysore, within the district of Tirumakudal Narsipur in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0915866
Branch T Narasipura
City Mysore
District Tirumakudal Narsipur
State Karnataka
Address No 644, Extension, Nanjangudu Road, T Narasipura, Taluk Narasipura, Dist Mysore

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Mysore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0915866 for the T Narasipura branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in T Narasipura, Mysore, Karnataka, is provided with a unique IFSC like UBIN0915866 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Mysore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mysore and Tirumakudal Narsipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in T Narasipura do not get mixed with another location.

Format of the IFSC Code UBIN0915866

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as T Narasipura in Mysore.

For example, the IFSC Code UBIN0915866 of Union Bank Of India for the T Narasipura branch includes these elements, identifying the bank and the branch location in Mysore and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0915866 of Union Bank Of India for its T Narasipura branch located in Mysore, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Mysore and Tirumakudal Narsipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for T Narasipura or Mysore to get the exact IFSC Code UBIN0915866.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Mysore, you'll get the correct details.

How to Use IFSC Code UBIN0915866 for Online Transfers?

If you have the IFSC Code UBIN0915866 for the T Narasipura branch of Union Bank Of India in Mysore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0915866. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0915866.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India T Narasipura in Mysore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in T Narasipura, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mysore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India T Narasipura Mysore?

The IFSC Code of the T Narasipura Mysore branch is UBIN0915866.

Is IFSC Code UBIN0915866 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India T Narasipura branch?

The branch is located at No 644, Extension, Nanjangudu Road, T Narasipura, Taluk Narasipura, Dist Mysore.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.