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IFSC Code of Union Bank Of India, Srirangapatna, Mysore, Karnataka — UBIN0930539

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Srirangapatna branch in Mysore, Mysore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Mysore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0930539. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Srirangapatna, Mysore

Below in the table are the key details related to IFSC Code UBIN0930539 of Union Bank Of India for its branch located in Mysore, within the district of Mysore in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0930539
Branch Srirangapatna
City Mysore
District Mysore
State Karnataka
Address No 31 Bharani Opp Keb Office B M Road Srirangapatna

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Mysore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0930539 for the Srirangapatna branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Srirangapatna, Mysore, Karnataka, is provided with a unique IFSC like UBIN0930539 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Mysore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mysore and Mysore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Srirangapatna do not get mixed with another location.

Format of the IFSC Code UBIN0930539

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srirangapatna in Mysore.

For example, the IFSC Code UBIN0930539 of Union Bank Of India for the Srirangapatna branch includes these elements, identifying the bank and the branch location in Mysore and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0930539 of Union Bank Of India for its Srirangapatna branch located in Mysore, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Mysore and Mysore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Srirangapatna or Mysore to find the exact IFSC Code UBIN0930539.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Mysore will provide accurate information.

How to Use IFSC Code UBIN0930539 for Online Transfers?

Once you have the IFSC Code UBIN0930539 for the Srirangapatna branch of Union Bank Of India in Mysore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0930539. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0930539.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Srirangapatna in Mysore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Srirangapatna, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mysore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Srirangapatna, Mysore?

The IFSC Code is UBIN0930539.

Is the IFSC Code UBIN0930539 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Srirangapatna?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Srirangapatna branch?

The address of the branch is No 31 Bharani Opp Keb Office B M Road Srirangapatna located in Mysore, Mysore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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