There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Khatauli branch in Muzaffarnagar, Khatauli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Muzaffarnagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0911526. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Khatauli, Muzaffarnagar

The table below shows the main details of the IFSC Code UBIN0911526 for the Union Bank Of India branch in Muzaffarnagar, which falls under the Khatauli district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0911526
Branch Khatauli
City Muzaffarnagar
District Khatauli
State Uttar Pradesh
Address Mohalla Lal Mohammad,Near Central Bank,Gt Road,Khatauli,Uttar Pradesh

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Muzaffarnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0911526 for the Khatauli branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Khatauli, Muzaffarnagar, Uttar Pradesh, is provided a unique IFSC like UBIN0911526 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Muzaffarnagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Muzaffarnagar and Khatauli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Khatauli do not get misguided to another person.

Format of the IFSC Code UBIN0911526

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khatauli in Muzaffarnagar.

For example, the IFSC Code UBIN0911526 of Union Bank Of India for the Khatauli branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0911526 of Union Bank Of India for its Khatauli branch located in Muzaffarnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Muzaffarnagar and Khatauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Khatauli or Muzaffarnagar to get the exact IFSC Code UBIN0911526.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Muzaffarnagar that will provide accurate information.

How to Use IFSC Code UBIN0911526 for Online Transfers?

Once you have the IFSC Code UBIN0911526 for the Khatauli branch of Union Bank Of India in Muzaffarnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0911526. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0911526.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Khatauli in Muzaffarnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Khatauli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Muzaffarnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Khatauli, Muzaffarnagar?

The IFSC Code is UBIN0911526.

Is the IFSC Code UBIN0911526 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Khatauli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khatauli branch?

The address of the branch is Mohalla Lal Mohammad,Near Central Bank,Gt Road,Khatauli,Uttar Pradesh located in Muzaffarnagar, Khatauli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.