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IFSC Code of Union Bank Of India, Mehsana, Mehsana, Gujarat — UBIN0535630

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Mehsana branch in Mehsana, Mehsana, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0535630. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Mehsana, Mehsana

Here are the main details that are associated with the IFSC Code UBIN0535630 of Union Bank Of India for its branch located in Mehsana, within the district of Mehsana in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0535630
Branch Mehsana
City Mehsana
District Mehsana
State Gujarat
Address Union Bank Of India, Mehsana, Janta Super Market, Rajmahal Road,, Dist. Mehsana, Gujarat,, Pin - 384 001.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Mehsana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0535630 for the Mehsana branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Mehsana, Mehsana, Gujarat, are allotted a unique IFSC like UBIN0535630 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mehsana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mehsana and Mehsana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Mehsana reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UBIN0535630

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mehsana in Mehsana.

For example, the IFSC Code UBIN0535630 of Union Bank Of India for the Mehsana branch has these elements, identifying the bank and the branch location in Mehsana and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0535630 of Union Bank Of India for its Mehsana branch located in Mehsana, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Mehsana and Mehsana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Mehsana or Mehsana to get the exact IFSC Code UBIN0535630.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Mehsana that will provide accurate information.

How to Use IFSC Code UBIN0535630 for Online Transfers?

If you have the IFSC Code UBIN0535630 for the Mehsana branch of Union Bank Of India in Mehsana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0535630. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0535630.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Mehsana in Mehsana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mehsana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mehsana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Mehsana, Mehsana?

The IFSC Code is UBIN0535630.

Is the IFSC Code UBIN0535630 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Mehsana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mehsana branch?

The address of the branch is Union Bank Of India, Mehsana, Janta Super Market, Rajmahal Road,, Dist. Mehsana, Gujarat,, Pin - 384 001. located in Mehsana, Mehsana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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