The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Pallavpuram - Meerut branch in Meerut, Meerut, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0818917. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Pallavpuram - Meerut, Meerut
Here are the main details that are associated with the IFSC Code UBIN0818917 of Union Bank Of India for its branch located in Meerut, within the district of Meerut in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0818917 |
| Branch | Pallavpuram - Meerut |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| Address | C-3/1,Pocket T,Pallavapuram Phase -Iimeerut,Uttar Pradesh |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Meerut for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0818917 for the Pallavpuram - Meerut branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Pallavpuram - Meerut, Meerut, Uttar Pradesh, are allotted a unique IFSC like UBIN0818917 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Meerut.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Meerut and Meerut.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Pallavpuram - Meerut reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UBIN0818917
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pallavpuram - Meerut in Meerut.
For example, the IFSC Code UBIN0818917 of Union Bank Of India for the Pallavpuram - Meerut branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0818917 of Union Bank Of India for its Pallavpuram - Meerut branch located in Meerut, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Pallavpuram - Meerut or Meerut to get the exact IFSC Code UBIN0818917.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Meerut that will provide accurate information.
How to Use IFSC Code UBIN0818917 for Online Transfers?
Once you have the IFSC Code UBIN0818917 for the Pallavpuram - Meerut branch of Union Bank Of India in Meerut, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0818917. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0818917.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Pallavpuram - Meerut in Meerut, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Pallavpuram - Meerut, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0818917.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is C-3/1,Pocket T,Pallavapuram Phase -Iimeerut,Uttar Pradesh located in Meerut, Meerut, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.