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IFSC Code of Union Bank Of India, Maruthi Nagar, Hyderabad, Andhra Pradesh — UBIN0821764

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Maruthi Nagar branch in Medchal-Malkajgiri, Hyderabad, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Medchal-Malkajgiri or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0821764. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Maruthi Nagar, Medchal-Malkajgiri

The table below shows the main details of the IFSC Code UBIN0821764 for the Union Bank Of India branch in Medchal-Malkajgiri, which falls under the Hyderabad district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0821764
Branch Maruthi Nagar
City Medchal-Malkajgiri
District Hyderabad
State Andhra Pradesh
Address Hno 1 5 966 2 L V Towers Maruthi Nagar Chaitanyapuri Kothapet Hyderabad 500060

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Medchal-Malkajgiri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0821764 for the Maruthi Nagar branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Maruthi Nagar, Medchal-Malkajgiri, Andhra Pradesh, are given a unique IFSC like UBIN0821764 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Medchal-Malkajgiri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Medchal-Malkajgiri and Hyderabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Maruthi Nagar goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0821764

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maruthi Nagar in Medchal-Malkajgiri.

For example, the IFSC Code UBIN0821764 of Union Bank Of India for the Maruthi Nagar branch includes these elements, identifying the bank and the branch location in Medchal-Malkajgiri and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0821764 of Union Bank Of India for its Maruthi Nagar branch located in Medchal-Malkajgiri, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Medchal-Malkajgiri and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Maruthi Nagar or Medchal-Malkajgiri to get the exact IFSC Code UBIN0821764.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Medchal-Malkajgiri that will provide accurate information.

How to Use IFSC Code UBIN0821764 for Online Transfers?

If you have the IFSC Code UBIN0821764 for the Maruthi Nagar branch of Union Bank Of India in Medchal-Malkajgiri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0821764. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0821764.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Maruthi Nagar in Medchal-Malkajgiri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Maruthi Nagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Medchal-Malkajgiri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Maruthi Nagar, Medchal-Malkajgiri?

The IFSC Code is UBIN0821764.

Is the IFSC Code UBIN0821764 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Maruthi Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Maruthi Nagar branch?

The address of the branch is Hno 1 5 966 2 L V Towers Maruthi Nagar Chaitanyapuri Kothapet Hyderabad 500060 located in Medchal-Malkajgiri, Hyderabad, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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