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IFSC Code of Union Bank Of India, Ghatkesar, Hyderabad, Telangana — UBIN0817210

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Ghatkesar branch in Medchal-Malkajgiri, Hyderabad, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Medchal-Malkajgiri or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0817210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Ghatkesar, Medchal-Malkajgiri

Here are the main details that are associated with the IFSC Code UBIN0817210 of Union Bank Of India for its branch located in Medchal-Malkajgiri, within the district of Hyderabad in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0817210
Branch Ghatkesar
City Medchal-Malkajgiri
District Hyderabad
State Telangana
Address 9-165/3,Nagamaniarcademainroad,Ghatkesar

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Medchal-Malkajgiri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0817210 for the Ghatkesar branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Ghatkesar, Medchal-Malkajgiri, Telangana, are given a unique IFSC like UBIN0817210 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Medchal-Malkajgiri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Medchal-Malkajgiri and Hyderabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Ghatkesar goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Telangana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0817210

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatkesar in Medchal-Malkajgiri.

For example, the IFSC Code UBIN0817210 of Union Bank Of India for the Ghatkesar branch includes these elements, identifying the bank and the branch location in Medchal-Malkajgiri and Telangana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0817210 of Union Bank Of India for its Ghatkesar branch located in Medchal-Malkajgiri, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Medchal-Malkajgiri and Hyderabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Ghatkesar or Medchal-Malkajgiri to get the exact IFSC Code UBIN0817210.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Medchal-Malkajgiri, you'll get the correct details.

How to Use IFSC Code UBIN0817210 for Online Transfers?

Once you have the IFSC Code UBIN0817210 for the Ghatkesar branch of Union Bank Of India in Medchal-Malkajgiri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0817210. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0817210.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ghatkesar in Medchal-Malkajgiri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ghatkesar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Medchal-Malkajgiri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Ghatkesar, Medchal-Malkajgiri?

The IFSC Code is UBIN0817210.

Is the IFSC Code UBIN0817210 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Ghatkesar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ghatkesar branch?

The address of the branch is 9-165/3,Nagamaniarcademainroad,Ghatkesar located in Medchal-Malkajgiri, Hyderabad, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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