There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Udala branch in Mayrubhanj, Udala, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Mayrubhanj or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UBIN0825549. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Udala, Mayrubhanj

The table below shows the main details of the IFSC Code UBIN0825549 for the Union Bank Of India branch in Mayrubhanj, which falls under the Udala district in Odisha.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0825549
Branch Udala
City Mayrubhanj
District Udala
State Odisha
Address Cinema Road At/Po Udaladist Mayurbhanj Odisha,Pin 757041

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Mayrubhanj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0825549 for the Udala branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Udala, Mayrubhanj, Odisha, is provided with a unique IFSC like UBIN0825549 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Mayrubhanj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mayrubhanj and Udala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Udala do not get mixed with another location.

Format of the IFSC Code UBIN0825549

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Udala in Mayrubhanj.

For example, the IFSC Code UBIN0825549 of Union Bank Of India for the Udala branch includes these elements, identifying the bank and the branch location in Mayrubhanj and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0825549 of Union Bank Of India for its Udala branch located in Mayrubhanj, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Mayrubhanj and Udala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Udala or Mayrubhanj to find the exact IFSC Code UBIN0825549.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Mayrubhanj will provide accurate information.

How to Use IFSC Code UBIN0825549 for Online Transfers?

Once you have the IFSC Code UBIN0825549 for the Udala branch of Union Bank Of India in Mayrubhanj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0825549. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0825549.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Udala in Mayrubhanj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Udala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mayrubhanj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Udala, Mayrubhanj?

The IFSC Code is UBIN0825549.

Is the IFSC Code UBIN0825549 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Udala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Udala branch?

The address of the branch is Cinema Road At/Po Udaladist Mayurbhanj Odisha,Pin 757041 located in Mayrubhanj, Udala, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.