The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Fi-Semari Jamalpur branch in Mau, Mau, Up, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Mau or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0565849. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Fi-Semari Jamalpur, Mau
The table below shows the main details of the IFSC Code UBIN0565849 for the Union Bank Of India branch in Mau, which falls under the Mau, Up district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0565849 |
| Branch | Fi-Semari Jamalpur |
| City | Mau |
| District | Mau, Up |
| State | Uttar Pradesh |
| Address | Vill. Semari Jamalpur Post. Goshi, Mau City -Mau, Up Uttar Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Mau for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0565849 for the Fi-Semari Jamalpur branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0565849 is given to every bank branch, including Union Bank Of India located in Fi-Semari Jamalpur, Mau, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Mau.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mau and Mau, Up.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Fi-Semari Jamalpur doesn't end up at another location.
Format of the IFSC Code UBIN0565849
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fi-Semari Jamalpur in Mau.
For example, the IFSC Code UBIN0565849 of Union Bank Of India for the Fi-Semari Jamalpur branch has these elements, identifying the bank and the branch location in Mau and Uttar Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0565849 of Union Bank Of India for its Fi-Semari Jamalpur branch located in Mau, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Mau and Mau, Up, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Fi-Semari Jamalpur or Mau to find the exact IFSC Code UBIN0565849.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Mau will provide accurate information.
How to Use IFSC Code UBIN0565849 for Online Transfers?
Once you have the IFSC Code UBIN0565849 for the Fi-Semari Jamalpur branch of Union Bank Of India in Mau, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0565849. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0565849.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Fi-Semari Jamalpur in Mau, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Fi-Semari Jamalpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mau to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0565849.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill. Semari Jamalpur Post. Goshi, Mau City -Mau, Up Uttar Pradesh located in Mau, Mau, Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.