The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its R.O.Mangalore branch in Mangore, Mangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Mangore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0566721. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, R.O.Mangalore, Mangore

Here are the key points that are associated with the IFSC Code UBIN0566721 of Union Bank Of India for its branch located in Mangore, within the district of Mangalore in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0566721
Branch R.O.Mangalore
City Mangore
District Mangalore
State Karnataka
Address No.102&103,No 5-5-350/2,Karthiyayini Mahamayi Annapoorneshwari Commercial Complx,Ist Floor

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Mangore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0566721 for the R.O.Mangalore branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in R.O.Mangalore, Mangore, Karnataka, are given a unique IFSC like UBIN0566721 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mangore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mangore and Mangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in R.O.Mangalore goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0566721

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as R.O.Mangalore in Mangore.

For example, the IFSC Code UBIN0566721 of Union Bank Of India for the R.O.Mangalore branch includes these elements, identifying the bank and the branch location in Mangore and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0566721 of Union Bank Of India for its R.O.Mangalore branch located in Mangore, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Mangore and Mangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for R.O.Mangalore or Mangore to get the exact IFSC Code UBIN0566721.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Mangore, you'll get the correct details.

How to Use IFSC Code UBIN0566721 for Online Transfers?

If you have the IFSC Code UBIN0566721 for the R.O.Mangalore branch of Union Bank Of India in Mangore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0566721. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0566721.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India R.O.Mangalore in Mangore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in R.O.Mangalore, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mangore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India R.O.Mangalore Mangore?

The IFSC Code of the R.O.Mangalore Mangore branch is UBIN0566721.

Is IFSC Code UBIN0566721 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India R.O.Mangalore branch?

The branch is located at No.102&103,No 5-5-350/2,Karthiyayini Mahamayi Annapoorneshwari Commercial Complx,Ist Floor.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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