Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Mancheriyal branch in Mancheriyal, Mancheriyal, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Mancheriyal or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0561011. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Mancheriyal, Mancheriyal

The table below shows the main details of the IFSC Code UBIN0561011 for the Union Bank Of India branch in Mancheriyal, which falls under the Mancheriyal district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0561011
Branch Mancheriyal
City Mancheriyal
District Mancheriyal
State Andhra Pradesh
Address Mancheriyal Towers I B Chowrasta Pin 504208

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Mancheriyal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0561011 for the Mancheriyal branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Mancheriyal, Mancheriyal, Andhra Pradesh, is provided with a unique IFSC like UBIN0561011 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Mancheriyal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mancheriyal and Mancheriyal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Mancheriyal do not get mixed with another location.

Format of the IFSC Code UBIN0561011

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mancheriyal in Mancheriyal.

For example, the IFSC Code UBIN0561011 of Union Bank Of India for the Mancheriyal branch includes these elements, identifying the bank and the branch location in Mancheriyal and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0561011 of Union Bank Of India for its Mancheriyal branch located in Mancheriyal, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Mancheriyal and Mancheriyal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Mancheriyal or Mancheriyal to get the exact IFSC Code UBIN0561011.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Mancheriyal, you'll get the correct details.

How to Use IFSC Code UBIN0561011 for Online Transfers?

Once you have the IFSC Code UBIN0561011 for the Mancheriyal branch of Union Bank Of India in Mancheriyal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0561011. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0561011.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Mancheriyal in Mancheriyal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mancheriyal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mancheriyal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Mancheriyal, Mancheriyal?

The IFSC Code is UBIN0561011.

Is the IFSC Code UBIN0561011 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Mancheriyal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mancheriyal branch?

The address of the branch is Mancheriyal Towers I B Chowrasta Pin 504208 located in Mancheriyal, Mancheriyal, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.