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IFSC Code of Union Bank Of India, Madhubani, Madhubani, Bihar — UBIN0919560

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Madhubani branch in Madhubani, Madhubani, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0919560. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Madhubani, Madhubani

Here are some of the key details that come with the IFSC Code UBIN0919560 of Union Bank Of India for its branch located in Madhubani, within the district of Madhubani in the state of Bihar.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0919560
Branch Madhubani
City Madhubani
District Madhubani
State Bihar
Address Bina Kunj,Ward No 19 Madhubani Po,Madhubani Dist 847211,Darbhanga,Bihar

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Madhubani for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0919560 for the Madhubani branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Madhubani, Madhubani, Bihar, is provided a unique IFSC like UBIN0919560 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Madhubani.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Madhubani and Madhubani.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Madhubani do not get misguided to another person.

Format of the IFSC Code UBIN0919560

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madhubani in Madhubani.

For example, the IFSC Code UBIN0919560 of Union Bank Of India for the Madhubani branch includes these elements, identifying the bank and the branch location in Madhubani and Bihar correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0919560 of Union Bank Of India for its Madhubani branch located in Madhubani, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Madhubani and Madhubani, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Madhubani or Madhubani to get the exact IFSC Code UBIN0919560.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Madhubani, you'll get the correct details.

How to Use IFSC Code UBIN0919560 for Online Transfers?

Once you have the IFSC Code UBIN0919560 for the Madhubani branch of Union Bank Of India in Madhubani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0919560. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0919560.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Madhubani in Madhubani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Madhubani, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Madhubani manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Madhubani, Madhubani?

The IFSC Code is UBIN0919560.

Is the IFSC Code UBIN0919560 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Madhubani?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Madhubani branch?

The address of the branch is Bina Kunj,Ward No 19 Madhubani Po,Madhubani Dist 847211,Darbhanga,Bihar located in Madhubani, Madhubani, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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