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IFSC Code of Union Bank Of India, Madhepura, Madhepura, Bihar — UBIN0570125

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Madhepura branch in Madhepura, Madhepura, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Madhepura or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UBIN0570125. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Madhepura, Madhepura

Here are the key points that are associated with the IFSC Code UBIN0570125 of Union Bank Of India for its branch located in Madhepura, within the district of Madhepura in the state of Bihar.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0570125
Branch Madhepura
City Madhepura
District Madhepura
State Bihar
Address Ward No13 Thana Chowk Jagjeevan Path Madhepura Bihar Pincode852113

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Madhepura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0570125 for the Madhepura branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Madhepura, Madhepura, Bihar, are allotted a unique IFSC like UBIN0570125 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madhepura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madhepura and Madhepura.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Madhepura reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UBIN0570125

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Madhepura in Madhepura.

For example, the IFSC Code UBIN0570125 of Union Bank Of India for the Madhepura branch has these elements, identifying the bank and the branch location in Madhepura and Bihar correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0570125 of Union Bank Of India for its Madhepura branch located in Madhepura, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Madhepura and Madhepura, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Madhepura or Madhepura to get the exact IFSC Code UBIN0570125.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Madhepura, you'll get the correct details.

How to Use IFSC Code UBIN0570125 for Online Transfers?

If you have the IFSC Code UBIN0570125 for the Madhepura branch of Union Bank Of India in Madhepura, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0570125. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0570125.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Madhepura in Madhepura, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Madhepura, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Madhepura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Madhepura, Madhepura?

The IFSC Code is UBIN0570125.

Is the IFSC Code UBIN0570125 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Madhepura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Madhepura branch?

The address of the branch is Ward No13 Thana Chowk Jagjeevan Path Madhepura Bihar Pincode852113 located in Madhepura, Madhepura, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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