IFSC Code of Union Bank Of India, Gola Gokarannath, Gola Gokaran Nath, Uttar Pradesh — UBIN0931918

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Gola Gokarannath branch in Lakhimpur Kheri, Gola Gokaran Nath, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Lakhimpur Kheri or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0931918. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gola Gokarannath, Lakhimpur Kheri

Here are the main details that are associated with the IFSC Code UBIN0931918 of Union Bank Of India for its branch located in Lakhimpur Kheri, within the district of Gola Gokaran Nath in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0931918 for the Gola Gokarannath branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0931918 is given to every bank branch, including Union Bank Of India located in Gola Gokarannath, Lakhimpur Kheri, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Lakhimpur Kheri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Kheri and Gola Gokaran Nath.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Gola Gokarannath doesn't end up at another location.

Format of the IFSC Code UBIN0931918

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gola Gokarannath in Lakhimpur Kheri.

For example, the IFSC Code UBIN0931918 of Union Bank Of India for the Gola Gokarannath branch has these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0931918 of Union Bank Of India for its Gola Gokarannath branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Lakhimpur Kheri and Gola Gokaran Nath, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Gola Gokarannath or Lakhimpur Kheri to get the exact IFSC Code UBIN0931918.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Lakhimpur Kheri, then it will provide you proper information.

How to Use IFSC Code UBIN0931918 for Online Transfers?

If you have the IFSC Code UBIN0931918 for the Gola Gokarannath branch of Union Bank Of India in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0931918. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0931918.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Gola Gokarannath in Lakhimpur Kheri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gola Gokarannath, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.