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IFSC Code of Union Bank Of India, Geeta Niketan School, Kurukshetra, Haryana — UBIN0553549

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Geeta Niketan School branch in Kurukshetra, Kurukshetra, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Kurukshetra or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UBIN0553549. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Geeta Niketan School, Kurukshetra

The table below shows the main details of the IFSC Code UBIN0553549 for the Union Bank Of India branch in Kurukshetra, which falls under the Kurukshetra district in Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0553549
Branch Geeta Niketan School
City Kurukshetra
District Kurukshetra
State Haryana
Address Salar Pur Road, Geeta Niketan School, Dist. Kurukshetra (Haryana), Haryana, Pin - 136 118

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Kurukshetra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0553549 for the Geeta Niketan School branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Geeta Niketan School, Kurukshetra, Haryana, is provided a unique IFSC like UBIN0553549 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Kurukshetra.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kurukshetra and Kurukshetra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Geeta Niketan School do not get misguided to another person.

Format of the IFSC Code UBIN0553549

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Geeta Niketan School in Kurukshetra.

For example, the IFSC Code UBIN0553549 of Union Bank Of India for the Geeta Niketan School branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0553549 of Union Bank Of India for its Geeta Niketan School branch located in Kurukshetra, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kurukshetra and Kurukshetra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Geeta Niketan School or Kurukshetra to get the exact IFSC Code UBIN0553549.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kurukshetra, you'll get the correct details.

How to Use IFSC Code UBIN0553549 for Online Transfers?

If you have the IFSC Code UBIN0553549 for the Geeta Niketan School branch of Union Bank Of India in Kurukshetra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0553549. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0553549.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Geeta Niketan School in Kurukshetra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Geeta Niketan School, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kurukshetra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Geeta Niketan School, Kurukshetra?

The IFSC Code is UBIN0553549.

Is the IFSC Code UBIN0553549 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Geeta Niketan School?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Geeta Niketan School branch?

The address of the branch is Salar Pur Road, Geeta Niketan School, Dist. Kurukshetra (Haryana), Haryana, Pin - 136 118 located in Kurukshetra, Kurukshetra, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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