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IFSC Code of Union Bank Of India, Veldurthy, Veldurthy,Knl, Andhra Pradesh — UBIN0819484

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Veldurthy branch in Kurnool, Veldurthy,Knl, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Kurnool or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0819484. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Veldurthy, Kurnool

Here are the main details that are associated with the IFSC Code UBIN0819484 of Union Bank Of India for its branch located in Kurnool, within the district of Veldurthy,Knl in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0819484
Branch Veldurthy
City Kurnool
District Veldurthy,Knl
State Andhra Pradesh
Address D.No.13-110-2,Sameer Reddy Complexramallakota Road

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Kurnool for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0819484 for the Veldurthy branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Veldurthy, Kurnool, Andhra Pradesh, is provided a unique IFSC like UBIN0819484 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Kurnool.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kurnool and Veldurthy,Knl.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Veldurthy do not get misguided to another person.

Format of the IFSC Code UBIN0819484

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Veldurthy in Kurnool.

For example, the IFSC Code UBIN0819484 of Union Bank Of India for the Veldurthy branch includes these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0819484 of Union Bank Of India for its Veldurthy branch located in Kurnool, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kurnool and Veldurthy,Knl, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Veldurthy or Kurnool to get the exact IFSC Code UBIN0819484.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kurnool, you'll get the correct details.

How to Use IFSC Code UBIN0819484 for Online Transfers?

Once you have the IFSC Code UBIN0819484 for the Veldurthy branch of Union Bank Of India in Kurnool, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0819484. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0819484.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Veldurthy in Kurnool, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Veldurthy, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kurnool manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Veldurthy, Kurnool?

The IFSC Code is UBIN0819484.

Is the IFSC Code UBIN0819484 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Veldurthy?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Veldurthy branch?

The address of the branch is D.No.13-110-2,Sameer Reddy Complexramallakota Road located in Kurnool, Veldurthy,Knl, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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