For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its G P R Engineering College branch in Kurnool, Kurnool, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Kurnool or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0815217. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, G P R Engineering College, Kurnool

The table below shows the main details of the IFSC Code UBIN0815217 for the Union Bank Of India branch in Kurnool, which falls under the Kurnool district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0815217
Branch G P R Engineering College
City Kurnool
District Kurnool
State Andhra Pradesh
Address G Pullareddy Engineering Collegecampusdinnedevarapadu Gram Panchyat Kurnool

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Kurnool for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0815217 for the G P R Engineering College branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in G P R Engineering College, Kurnool, Andhra Pradesh, are allotted a unique IFSC like UBIN0815217 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurnool.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kurnool and Kurnool.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in G P R Engineering College reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UBIN0815217

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as G P R Engineering College in Kurnool.

For example, the IFSC Code UBIN0815217 of Union Bank Of India for the G P R Engineering College branch includes these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0815217 of Union Bank Of India for its G P R Engineering College branch located in Kurnool, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kurnool and Kurnool, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for G P R Engineering College or Kurnool to get the exact IFSC Code UBIN0815217.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kurnool, you'll get the correct details.

How to Use IFSC Code UBIN0815217 for Online Transfers?

Once you have the IFSC Code UBIN0815217 for the G P R Engineering College branch of Union Bank Of India in Kurnool, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0815217. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0815217.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India G P R Engineering College in Kurnool, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in G P R Engineering College, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kurnool manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in G P R Engineering College, Kurnool?

The IFSC Code is UBIN0815217.

Is the IFSC Code UBIN0815217 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India G P R Engineering College?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the G P R Engineering College branch?

The address of the branch is G Pullareddy Engineering Collegecampusdinnedevarapadu Gram Panchyat Kurnool located in Kurnool, Kurnool, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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