IFSC Code of Union Bank Of India, Barra World Bank, Kanpur, Uttar Pradesh — UBIN0555169

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Barra World Bank branch in Kanpur Nagar, Kanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Kanpur Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0555169. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Barra World Bank, Kanpur Nagar

Here are the key points that are associated with the IFSC Code UBIN0555169 of Union Bank Of India for its branch located in Kanpur Nagar, within the district of Kanpur in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Kanpur Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0555169 for the Barra World Bank branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Barra World Bank, Kanpur Nagar, Uttar Pradesh, are allotted a unique IFSC like UBIN0555169 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kanpur Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kanpur Nagar and Kanpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Barra World Bank reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UBIN0555169

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barra World Bank in Kanpur Nagar.

For example, the IFSC Code UBIN0555169 of Union Bank Of India for the Barra World Bank branch includes these elements, identifying the bank and the branch location in Kanpur Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0555169 of Union Bank Of India for its Barra World Bank branch located in Kanpur Nagar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Kanpur Nagar and Kanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Barra World Bank or Kanpur Nagar to get the exact IFSC Code UBIN0555169.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kanpur Nagar, you'll get the correct details.

How to Use IFSC Code UBIN0555169 for Online Transfers?

Once you have the IFSC Code UBIN0555169 for the Barra World Bank branch of Union Bank Of India in Kanpur Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0555169. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555169.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Barra World Bank in Kanpur Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Barra World Bank, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanpur Nagar manage online transfers as well as cheque clearances with ease.