For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Uttaripura branch in Kanpur Dehat, Uttripura, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0917516. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Uttaripura, Kanpur Dehat

The table below shows the main details of the IFSC Code UBIN0917516 for the Union Bank Of India branch in Kanpur Dehat, which falls under the Uttripura district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0917516
Branch Uttaripura
City Kanpur Dehat
District Uttripura
State Uttar Pradesh
Address G.T.Road,Uttaripura,Kanpur Nagar 209210 Uttar Pradesh

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Kanpur Dehat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917516 for the Uttaripura branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Uttaripura, Kanpur Dehat, Uttar Pradesh, is provided with a unique IFSC like UBIN0917516 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur Dehat and Uttripura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Uttaripura do not get mixed with another location.

Format of the IFSC Code UBIN0917516

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttaripura in Kanpur Dehat.

For example, the IFSC Code UBIN0917516 of Union Bank Of India for the Uttaripura branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0917516 of Union Bank Of India for its Uttaripura branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Kanpur Dehat and Uttripura, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Uttaripura or Kanpur Dehat to get the exact IFSC Code UBIN0917516.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kanpur Dehat, you'll get the correct details.

How to Use IFSC Code UBIN0917516 for Online Transfers?

Once you have the IFSC Code UBIN0917516 for the Uttaripura branch of Union Bank Of India in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0917516. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0917516.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Uttaripura in Kanpur Dehat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Uttaripura, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanpur Dehat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Uttaripura Kanpur Dehat?

The IFSC Code of the Uttaripura Kanpur Dehat branch is UBIN0917516.

Is IFSC Code UBIN0917516 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Uttaripura branch?

The branch is located at G.T.Road,Uttaripura,Kanpur Nagar 209210 Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.