There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Rasoolabad branch in Kanpur Dehat, Rasoolabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Kanpur Dehat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0574091. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Rasoolabad, Kanpur Dehat
Here are some of the key details that come with the IFSC Code UBIN0574091 of Union Bank Of India for its branch located in Kanpur Dehat, within the district of Rasoolabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0574091 |
| Branch | Rasoolabad |
| City | Kanpur Dehat |
| District | Rasoolabad |
| State | Uttar Pradesh |
| Address | Kanpur Dehat Subhash Nagar Rasoolabad Up 209306 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Kanpur Dehat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0574091 for the Rasoolabad branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Rasoolabad, Kanpur Dehat, Uttar Pradesh, is provided with a unique IFSC like UBIN0574091 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Kanpur Dehat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur Dehat and Rasoolabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Rasoolabad do not get mixed with another location.
Format of the IFSC Code UBIN0574091
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasoolabad in Kanpur Dehat.
For example, the IFSC Code UBIN0574091 of Union Bank Of India for the Rasoolabad branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0574091 of Union Bank Of India for its Rasoolabad branch located in Kanpur Dehat, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Kanpur Dehat and Rasoolabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Rasoolabad or Kanpur Dehat to get the exact IFSC Code UBIN0574091.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Kanpur Dehat, then it will provide you proper information.
How to Use IFSC Code UBIN0574091 for Online Transfers?
Once you have the IFSC Code UBIN0574091 for the Rasoolabad branch of Union Bank Of India in Kanpur Dehat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0574091. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0574091.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Rasoolabad in Kanpur Dehat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rasoolabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kanpur Dehat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0574091.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Kanpur Dehat Subhash Nagar Rasoolabad Up 209306 located in Kanpur Dehat, Rasoolabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.