IFSC Code of Union Bank Of India, Kanpur Ashok Nagar, Kanpur, Uttar Pradesh — UBIN0917664

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Kanpur Ashok Nagar branch in Kanpur City, Kanpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Kanpur City or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0917664. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Kanpur Ashok Nagar, Kanpur City

The table below shows the main details of the IFSC Code UBIN0917664 for the Union Bank Of India branch in Kanpur City, which falls under the Kanpur district in Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Kanpur City for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917664 for the Kanpur Ashok Nagar branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kanpur Ashok Nagar, Kanpur City, Uttar Pradesh, is provided with a unique IFSC like UBIN0917664 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Kanpur City.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur City and Kanpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Kanpur Ashok Nagar do not get mixed with another location.

Format of the IFSC Code UBIN0917664

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanpur Ashok Nagar in Kanpur City.

For example, the IFSC Code UBIN0917664 of Union Bank Of India for the Kanpur Ashok Nagar branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0917664 of Union Bank Of India for its Kanpur Ashok Nagar branch located in Kanpur City, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kanpur City and Kanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kanpur Ashok Nagar or Kanpur City to find the exact IFSC Code UBIN0917664.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Kanpur City will provide accurate information.

How to Use IFSC Code UBIN0917664 for Online Transfers?

Once you have the IFSC Code UBIN0917664 for the Kanpur Ashok Nagar branch of Union Bank Of India in Kanpur City, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0917664. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0917664.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Kanpur Ashok Nagar in Kanpur City may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kanpur Ashok Nagar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanpur City manage online transfers as well as cheque clearances with ease.