IFSC Code of Union Bank Of India, Daulatpur, Daulatpur, Himachal Pradesh — UBIN0549819

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Daulatpur branch in Kangra, Daulatpur, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0549819. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Daulatpur, Kangra

Here are the key points that are associated with the IFSC Code UBIN0549819 of Union Bank Of India for its branch located in Kangra, within the district of Daulatpur in the state of Himachal Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Kangra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0549819 for the Daulatpur branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Daulatpur, Kangra, Himachal Pradesh, is provided with a unique IFSC like UBIN0549819 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Kangra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kangra and Daulatpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Daulatpur do not get mixed with another location.

Format of the IFSC Code UBIN0549819

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daulatpur in Kangra.

For example, the IFSC Code UBIN0549819 of Union Bank Of India for the Daulatpur branch includes these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0549819 of Union Bank Of India for its Daulatpur branch located in Kangra, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Kangra and Daulatpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Daulatpur or Kangra to get the exact IFSC Code UBIN0549819.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kangra, you'll get the correct details.

How to Use IFSC Code UBIN0549819 for Online Transfers?

Once you have the IFSC Code UBIN0549819 for the Daulatpur branch of Union Bank Of India in Kangra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0549819. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0549819.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Daulatpur in Kangra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Daulatpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kangra manage their online transfers and cheque clearances easily.