IFSC Code of Union Bank Of India, Kesinga, Kesinga, Odisha — UBIN0813605

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Kesinga branch in Kalahandi, Kesinga, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UBIN0813605. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kesinga, Kalahandi

Here are the main details that are associated with the IFSC Code UBIN0813605 of Union Bank Of India for its branch located in Kalahandi, within the district of Kesinga in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Kalahandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0813605 for the Kesinga branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kesinga, Kalahandi, Odisha, is provided a unique IFSC like UBIN0813605 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Kalahandi.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kalahandi and Kesinga.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Kesinga do not get misguided to another person.

Format of the IFSC Code UBIN0813605

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kesinga in Kalahandi.

For example, the IFSC Code UBIN0813605 of Union Bank Of India for the Kesinga branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0813605 of Union Bank Of India for its Kesinga branch located in Kalahandi, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Kalahandi and Kesinga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Kesinga or Kalahandi to get the exact IFSC Code UBIN0813605.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Kalahandi, then it will provide you proper information.

How to Use IFSC Code UBIN0813605 for Online Transfers?

Once you have the IFSC Code UBIN0813605 for the Kesinga branch of Union Bank Of India in Kalahandi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0813605. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0813605.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Kesinga in Kalahandi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kesinga, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kalahandi manage their online transfers and cheque clearances easily.