There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Currency Chest Kalabhanga branch in Kalabhanga, Kalabhanga, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Kalabhanga or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UBIN0584240. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Currency Chest Kalabhanga, Kalabhanga
Below in the table are the key details related to IFSC Code UBIN0584240 of Union Bank Of India for its branch located in Kalabhanga, within the district of Kalabhanga in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0584240 |
| Branch | Currency Chest Kalabhanga |
| City | Kalabhanga |
| District | Kalabhanga |
| State | Assam |
| Address | Mission Road,Barpeta Road |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Kalabhanga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0584240 for the Currency Chest Kalabhanga branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Currency Chest Kalabhanga, Kalabhanga, Assam, is provided a unique IFSC like UBIN0584240 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Kalabhanga.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kalabhanga and Kalabhanga.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Currency Chest Kalabhanga do not get misguided to another person.
Format of the IFSC Code UBIN0584240
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Currency Chest Kalabhanga in Kalabhanga.
For example, the IFSC Code UBIN0584240 of Union Bank Of India for the Currency Chest Kalabhanga branch includes these elements, identifying the bank and the branch location in Kalabhanga and Assam accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0584240 of Union Bank Of India for its Currency Chest Kalabhanga branch located in Kalabhanga, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Union Bank Of India branches in Kalabhanga and Kalabhanga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Currency Chest Kalabhanga or Kalabhanga to get the exact IFSC Code UBIN0584240.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Kalabhanga, you'll get the correct details.
How to Use IFSC Code UBIN0584240 for Online Transfers?
Once you have the IFSC Code UBIN0584240 for the Currency Chest Kalabhanga branch of Union Bank Of India in Kalabhanga, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0584240. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0584240.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Currency Chest Kalabhanga in Kalabhanga may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Currency Chest Kalabhanga, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalabhanga manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0584240.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mission Road,Barpeta Road located in Kalabhanga, Kalabhanga, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.