Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Mandvi branch in Kachchh, Mandvi, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0569348. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Mandvi, Kachchh

Here are the key points that are associated with the IFSC Code UBIN0569348 of Union Bank Of India for its branch located in Kachchh, within the district of Mandvi in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0569348
Branch Mandvi
City Kachchh
District Mandvi
State Gujarat
Address 4 Jyoteshwar Park Swaminarayan Marg Mandvi Gujarat Pincode 370465

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0569348 for the Mandvi branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Mandvi, Kachchh, Gujarat, are given a unique IFSC like UBIN0569348 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kachchh and Mandvi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Mandvi goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0569348

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandvi in Kachchh.

For example, the IFSC Code UBIN0569348 of Union Bank Of India for the Mandvi branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0569348 of Union Bank Of India for its Mandvi branch located in Kachchh, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Kachchh and Mandvi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Mandvi or Kachchh to find the exact IFSC Code UBIN0569348.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Kachchh will provide accurate information.

How to Use IFSC Code UBIN0569348 for Online Transfers?

Once you have the IFSC Code UBIN0569348 for the Mandvi branch of Union Bank Of India in Kachchh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0569348. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0569348.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Mandvi in Kachchh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mandvi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kachchh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Mandvi, Kachchh?

The IFSC Code is UBIN0569348.

Is the IFSC Code UBIN0569348 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Mandvi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mandvi branch?

The address of the branch is 4 Jyoteshwar Park Swaminarayan Marg Mandvi Gujarat Pincode 370465 located in Kachchh, Mandvi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.