Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Sukhpur Junagadh branch in Junagadh, Sukpurjunagad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0573094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sukhpur Junagadh, Junagadh

Here are the main details that are associated with the IFSC Code UBIN0573094 of Union Bank Of India for its branch located in Junagadh, within the district of Sukpurjunagad in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0573094
Branch Sukhpur Junagadh
City Junagadh
District Sukpurjunagad
State Gujarat
Address S No 35 3 P3 C O Varsh Protens Vill Sukhpur Sukhpur Junagadh Gujarat Pincode 362310

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0573094 for the Sukhpur Junagadh branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sukhpur Junagadh, Junagadh, Gujarat, are given a unique IFSC like UBIN0573094 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Junagadh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Junagadh and Sukpurjunagad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Sukhpur Junagadh goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0573094

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sukhpur Junagadh in Junagadh.

For example, the IFSC Code UBIN0573094 of Union Bank Of India for the Sukhpur Junagadh branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0573094 of Union Bank Of India for its Sukhpur Junagadh branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Junagadh and Sukpurjunagad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sukhpur Junagadh or Junagadh to get the exact IFSC Code UBIN0573094.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Junagadh, you'll get the correct details.

How to Use IFSC Code UBIN0573094 for Online Transfers?

Once you have the IFSC Code UBIN0573094 for the Sukhpur Junagadh branch of Union Bank Of India in Junagadh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0573094. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0573094.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Sukhpur Junagadh in Junagadh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sukhpur Junagadh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Sukhpur Junagadh Junagadh?

The IFSC Code of the Sukhpur Junagadh Junagadh branch is UBIN0573094.

Is IFSC Code UBIN0573094 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Sukhpur Junagadh branch?

The branch is located at S No 35 3 P3 C O Varsh Protens Vill Sukhpur Sukhpur Junagadh Gujarat Pincode 362310.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.