IFSC Code of Union Bank Of India, Jorhat, Jorhat, Assam — UBIN0816744

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Jorhat branch in Jorhat, Jorhat, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Jorhat or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code UBIN0816744. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jorhat, Jorhat

Here are the main details that are associated with the IFSC Code UBIN0816744 of Union Bank Of India for its branch located in Jorhat, within the district of Jorhat in the state of Assam.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Jorhat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0816744 for the Jorhat branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jorhat, Jorhat, Assam, is provided with a unique IFSC like UBIN0816744 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Jorhat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jorhat and Jorhat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Jorhat do not get mixed with another location.

Format of the IFSC Code UBIN0816744

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jorhat in Jorhat.

For example, the IFSC Code UBIN0816744 of Union Bank Of India for the Jorhat branch includes these elements, identifying the bank and the branch location in Jorhat and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0816744 of Union Bank Of India for its Jorhat branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Jorhat and Jorhat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Jorhat or Jorhat to get the exact IFSC Code UBIN0816744.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Jorhat, then it will provide you proper information.

How to Use IFSC Code UBIN0816744 for Online Transfers?

Once you have the IFSC Code UBIN0816744 for the Jorhat branch of Union Bank Of India in Jorhat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0816744. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0816744.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Jorhat in Jorhat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jorhat, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jorhat manage online transfers as well as cheque clearances with ease.