For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Erravalli Chowrastha branch in Jogulamba, Erravalli Chowrastha, Telangana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jogulamba or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0819441. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Erravalli Chowrastha, Jogulamba
The table below shows the main details of the IFSC Code UBIN0819441 for the Union Bank Of India branch in Jogulamba, which falls under the Erravalli Chowrastha district in Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0819441 |
| Branch | Erravalli Chowrastha |
| City | Jogulamba |
| District | Erravalli Chowrastha |
| State | Telangana |
| Address | H No 4/10 Erravalli Chowrastha Br Erravalli Vitikyal Mandal Mahaboob Nagar Dist |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Jogulamba for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0819441 for the Erravalli Chowrastha branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Erravalli Chowrastha, Jogulamba, Telangana, are allotted a unique IFSC like UBIN0819441 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jogulamba.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jogulamba and Erravalli Chowrastha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Erravalli Chowrastha reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code UBIN0819441
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Erravalli Chowrastha in Jogulamba.
For example, the IFSC Code UBIN0819441 of Union Bank Of India for the Erravalli Chowrastha branch includes these elements, identifying the bank and the branch location in Jogulamba and Telangana accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0819441 of Union Bank Of India for its Erravalli Chowrastha branch located in Jogulamba, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Jogulamba and Erravalli Chowrastha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Erravalli Chowrastha or Jogulamba to get the exact IFSC Code UBIN0819441.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Jogulamba that will provide accurate information.
How to Use IFSC Code UBIN0819441 for Online Transfers?
Once you have the IFSC Code UBIN0819441 for the Erravalli Chowrastha branch of Union Bank Of India in Jogulamba, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0819441. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0819441.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Erravalli Chowrastha in Jogulamba may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Erravalli Chowrastha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jogulamba to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0819441.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is H No 4/10 Erravalli Chowrastha Br Erravalli Vitikyal Mandal Mahaboob Nagar Dist located in Jogulamba, Erravalli Chowrastha, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.