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IFSC Code of Union Bank Of India, Jodhpur Pal, Jodhpur, Rajasthan — UBIN0822086

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Jodhpur Pal branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0822086. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Jodhpur Pal, Jodhpur

Here are the key points that are associated with the IFSC Code UBIN0822086 of Union Bank Of India for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0822086
Branch Jodhpur Pal
City Jodhpur
District Jodhpur
State Rajasthan
Address Plot No.13,Kishan Market,Near Dps Circle,Pal,Rajasthan

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0822086 for the Jodhpur Pal branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jodhpur Pal, Jodhpur, Rajasthan, is provided a unique IFSC like UBIN0822086 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Jodhpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Jodhpur Pal do not get misguided to another person.

Format of the IFSC Code UBIN0822086

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jodhpur Pal in Jodhpur.

For example, the IFSC Code UBIN0822086 of Union Bank Of India for the Jodhpur Pal branch has these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0822086 of Union Bank Of India for its Jodhpur Pal branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Jodhpur Pal or Jodhpur to get the exact IFSC Code UBIN0822086.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Jodhpur, then it will provide you proper information.

How to Use IFSC Code UBIN0822086 for Online Transfers?

If you have the IFSC Code UBIN0822086 for the Jodhpur Pal branch of Union Bank Of India in Jodhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0822086. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0822086.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Jodhpur Pal in Jodhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Jodhpur Pal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Jodhpur Pal, Jodhpur?

The IFSC Code is UBIN0822086.

Is the IFSC Code UBIN0822086 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Jodhpur Pal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jodhpur Pal branch?

The address of the branch is Plot No.13,Kishan Market,Near Dps Circle,Pal,Rajasthan located in Jodhpur, Jodhpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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