For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Pilani branch in Jhunjhunu, Pilani, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jhunjhunu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0932949. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Pilani, Jhunjhunu
Below in the table are the key details related to IFSC Code UBIN0932949 of Union Bank Of India for its branch located in Jhunjhunu, within the district of Pilani in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0932949 |
| Branch | Pilani |
| City | Jhunjhunu |
| District | Pilani |
| State | Rajasthan |
| Address | Bk Plaza Ceeri Road Tehsil Surajgarh Dist Jhunjhunu Dist Jhunjhunu Pilani Rajasthan |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Jhunjhunu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0932949 for the Pilani branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0932949 is given to every bank branch, including Union Bank Of India located in Pilani, Jhunjhunu, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Jhunjhunu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jhunjhunu and Pilani.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Pilani doesn't end up at another location.
Format of the IFSC Code UBIN0932949
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pilani in Jhunjhunu.
For example, the IFSC Code UBIN0932949 of Union Bank Of India for the Pilani branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0932949 of Union Bank Of India for its Pilani branch located in Jhunjhunu, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Jhunjhunu and Pilani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Pilani or Jhunjhunu to get the exact IFSC Code UBIN0932949.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Jhunjhunu, then it will provide you proper information.
How to Use IFSC Code UBIN0932949 for Online Transfers?
Once you have the IFSC Code UBIN0932949 for the Pilani branch of Union Bank Of India in Jhunjhunu, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0932949. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0932949.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Pilani in Jhunjhunu, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Pilani, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pilani Jhunjhunu branch is UBIN0932949.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bk Plaza Ceeri Road Tehsil Surajgarh Dist Jhunjhunu Dist Jhunjhunu Pilani Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.