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IFSC Code of Union Bank Of India, Jhunjhunu, Jhunjhunu, Rajasthan — UBIN0826944

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Jhunjhunu branch in Jhunjhunu, Jhunjhunu, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jhunjhunu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0826944. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jhunjhunu, Jhunjhunu

Below in the table are the key details related to IFSC Code UBIN0826944 of Union Bank Of India for its branch located in Jhunjhunu, within the district of Jhunjhunu in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0826944
Branch Jhunjhunu
City Jhunjhunu
District Jhunjhunu
State Rajasthan
Address Ground Floor,B-21,Rama Complexmaan Nagar

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Jhunjhunu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0826944 for the Jhunjhunu branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jhunjhunu, Jhunjhunu, Rajasthan, is provided a unique IFSC like UBIN0826944 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Jhunjhunu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jhunjhunu and Jhunjhunu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Jhunjhunu do not get misguided to another person.

Format of the IFSC Code UBIN0826944

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jhunjhunu in Jhunjhunu.

For example, the IFSC Code UBIN0826944 of Union Bank Of India for the Jhunjhunu branch has these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0826944 of Union Bank Of India for its Jhunjhunu branch located in Jhunjhunu, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Jhunjhunu and Jhunjhunu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Jhunjhunu or Jhunjhunu to find the exact IFSC Code UBIN0826944.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Jhunjhunu will provide accurate information.

How to Use IFSC Code UBIN0826944 for Online Transfers?

Once you have the IFSC Code UBIN0826944 for the Jhunjhunu branch of Union Bank Of India in Jhunjhunu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0826944. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0826944.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Jhunjhunu in Jhunjhunu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Jhunjhunu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Jhunjhunu, Jhunjhunu?

The IFSC Code is UBIN0826944.

Is the IFSC Code UBIN0826944 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Jhunjhunu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jhunjhunu branch?

The address of the branch is Ground Floor,B-21,Rama Complexmaan Nagar located in Jhunjhunu, Jhunjhunu, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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