Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its R.O.Jaunpur branch in Jaunpur, Jaunpur Civil Lines (Kutchery), or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0536253. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, R.O.Jaunpur, Jaunpur

Here are the key points that are associated with the IFSC Code UBIN0536253 of Union Bank Of India for its branch located in Jaunpur, within the district of Jaunpur Civil Lines (Kutchery) in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0536253
Branch R.O.Jaunpur
City Jaunpur
District Jaunpur Civil Lines (Kutchery)
State Uttar Pradesh
Address Hotel River View Sipah Road Jaunpur Civil Lines (Kutchery) Uttar Pradesh Pin-222002

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Jaunpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0536253 for the R.O.Jaunpur branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in R.O.Jaunpur, Jaunpur, Uttar Pradesh, is provided a unique IFSC like UBIN0536253 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Jaunpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jaunpur and Jaunpur Civil Lines (Kutchery).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in R.O.Jaunpur do not get misguided to another person.

Format of the IFSC Code UBIN0536253

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as R.O.Jaunpur in Jaunpur.

For example, the IFSC Code UBIN0536253 of Union Bank Of India for the R.O.Jaunpur branch includes these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0536253 of Union Bank Of India for its R.O.Jaunpur branch located in Jaunpur, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Jaunpur and Jaunpur Civil Lines (Kutchery), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for R.O.Jaunpur or Jaunpur to get the exact IFSC Code UBIN0536253.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Jaunpur that will provide accurate information.

How to Use IFSC Code UBIN0536253 for Online Transfers?

Once you have the IFSC Code UBIN0536253 for the R.O.Jaunpur branch of Union Bank Of India in Jaunpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0536253. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0536253.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India R.O.Jaunpur in Jaunpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in R.O.Jaunpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jaunpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in R.O.Jaunpur, Jaunpur?

The IFSC Code is UBIN0536253.

Is the IFSC Code UBIN0536253 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India R.O.Jaunpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the R.O.Jaunpur branch?

The address of the branch is Hotel River View Sipah Road Jaunpur Civil Lines (Kutchery) Uttar Pradesh Pin-222002 located in Jaunpur, Jaunpur Civil Lines (Kutchery), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.