For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Haripur(Dist Jaunpur) branch in Jaunpur, Haripur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0546135. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Haripur(Dist Jaunpur), Jaunpur
Here are the main details that are associated with the IFSC Code UBIN0546135 of Union Bank Of India for its branch located in Jaunpur, within the district of Haripur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0546135 |
| Branch | Haripur(Dist Jaunpur) |
| City | Jaunpur |
| District | Haripur |
| State | Uttar Pradesh |
| Address | At Haripur, Post Alleya, Via- Baluarganj, . Block Sujanganj, Teh. Machhlishahar, Dist.Jaunpur, Uttar Pradesh, Pin-222 201 |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Jaunpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0546135 for the Haripur(Dist Jaunpur) branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Haripur(Dist Jaunpur), Jaunpur, Uttar Pradesh, are allotted a unique IFSC like UBIN0546135 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jaunpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jaunpur and Haripur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Haripur(Dist Jaunpur) reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UBIN0546135
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haripur(Dist Jaunpur) in Jaunpur.
For example, the IFSC Code UBIN0546135 of Union Bank Of India for the Haripur(Dist Jaunpur) branch includes these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0546135 of Union Bank Of India for its Haripur(Dist Jaunpur) branch located in Jaunpur, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Jaunpur and Haripur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Haripur(Dist Jaunpur) or Jaunpur to get the exact IFSC Code UBIN0546135.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Jaunpur that will provide accurate information.
How to Use IFSC Code UBIN0546135 for Online Transfers?
Once you have the IFSC Code UBIN0546135 for the Haripur(Dist Jaunpur) branch of Union Bank Of India in Jaunpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0546135. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0546135.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Haripur(Dist Jaunpur) in Jaunpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Haripur(Dist Jaunpur), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jaunpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Haripur(Dist Jaunpur) Jaunpur branch is UBIN0546135.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Haripur, Post Alleya, Via- Baluarganj, . Block Sujanganj, Teh. Machhlishahar, Dist.Jaunpur, Uttar Pradesh, Pin-222 201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.