IFSC Code of Union Bank Of India, Gora Badshapur, Gora Badshapur, Uttar Pradesh — UBIN0535940

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Gora Badshapur branch in Jaunpur, Gora Badshapur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0535940. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gora Badshapur, Jaunpur

Here are the main details that are associated with the IFSC Code UBIN0535940 of Union Bank Of India for its branch located in Jaunpur, within the district of Gora Badshapur in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Jaunpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0535940 for the Gora Badshapur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0535940 is given to every bank branch, including Union Bank Of India located in Gora Badshapur, Jaunpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Jaunpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Jaunpur and Gora Badshapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Gora Badshapur doesn't end up at another location.

Format of the IFSC Code UBIN0535940

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gora Badshapur in Jaunpur.

For example, the IFSC Code UBIN0535940 of Union Bank Of India for the Gora Badshapur branch has these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0535940 of Union Bank Of India for its Gora Badshapur branch located in Jaunpur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Jaunpur and Gora Badshapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Gora Badshapur or Jaunpur to get the exact IFSC Code UBIN0535940.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Jaunpur, then it will provide you proper information.

How to Use IFSC Code UBIN0535940 for Online Transfers?

Once you have the IFSC Code UBIN0535940 for the Gora Badshapur branch of Union Bank Of India in Jaunpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0535940. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0535940.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Gora Badshapur in Jaunpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gora Badshapur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jaunpur manage online transfers as well as cheque clearances with ease.