Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Chinnapendyal Karunapuram branch in Jangaon New, Chinnapendyala Karunapuram, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Jangaon New or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0826642. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Chinnapendyal Karunapuram, Jangaon New

Below in the table are the key details related to IFSC Code UBIN0826642 of Union Bank Of India for its branch located in Jangaon New, within the district of Chinnapendyala Karunapuram in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0826642
Branch Chinnapendyal Karunapuram
City Jangaon New
District Chinnapendyala Karunapuram
State Telangana
Address H No 1 75,Vangalapally Village,Chinnapendyal Karunapuram,Ghanpur Mandal,Warangal,506144

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Jangaon New for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0826642 for the Chinnapendyal Karunapuram branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Chinnapendyal Karunapuram, Jangaon New, Telangana, are given a unique IFSC like UBIN0826642 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jangaon New.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jangaon New and Chinnapendyala Karunapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Chinnapendyal Karunapuram goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Telangana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0826642

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chinnapendyal Karunapuram in Jangaon New.

For example, the IFSC Code UBIN0826642 of Union Bank Of India for the Chinnapendyal Karunapuram branch has these elements, identifying the bank and the branch location in Jangaon New and Telangana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0826642 of Union Bank Of India for its Chinnapendyal Karunapuram branch located in Jangaon New, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Jangaon New and Chinnapendyala Karunapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Chinnapendyal Karunapuram or Jangaon New to get the exact IFSC Code UBIN0826642.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Jangaon New that will provide accurate information.

How to Use IFSC Code UBIN0826642 for Online Transfers?

Once you have the IFSC Code UBIN0826642 for the Chinnapendyal Karunapuram branch of Union Bank Of India in Jangaon New, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0826642. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0826642.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Chinnapendyal Karunapuram in Jangaon New, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chinnapendyal Karunapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jangaon New to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Chinnapendyal Karunapuram, Jangaon New?

The IFSC Code is UBIN0826642.

Is the IFSC Code UBIN0826642 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Chinnapendyal Karunapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chinnapendyal Karunapuram branch?

The address of the branch is H No 1 75,Vangalapally Village,Chinnapendyal Karunapuram,Ghanpur Mandal,Warangal,506144 located in Jangaon New, Chinnapendyala Karunapuram, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.