For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Wakod ┬Á(Pahur) branch in Jalgaon, Pahur, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UBIN0546526. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Wakod ┬Á(Pahur), Jalgaon

Here are the key points that are associated with the IFSC Code UBIN0546526 of Union Bank Of India for its branch located in Jalgaon, within the district of Pahur in the state of Maharashtra.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0546526
Branch Wakod ┬Á(Pahur)
City Jalgaon
District Pahur
State Maharashtra
Address At & Post Pahur Kasbe, Pahur, Tal. Jamner, Dist. Jalgaon, Pin - 424 205.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Jalgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0546526 for the Wakod ┬Á(Pahur) branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Wakod ┬Á(Pahur), Jalgaon, Maharashtra, are allotted a unique IFSC like UBIN0546526 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalgaon and Pahur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Wakod ┬Á(Pahur) reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UBIN0546526

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Wakod ┬Á(Pahur) in Jalgaon.

For example, the IFSC Code UBIN0546526 of Union Bank Of India for the Wakod ┬Á(Pahur) branch has these elements, identifying the bank and the branch location in Jalgaon and Maharashtra correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0546526 of Union Bank Of India for its Wakod ┬Á(Pahur) branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Jalgaon and Pahur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Wakod ┬Á(Pahur) or Jalgaon to get the exact IFSC Code UBIN0546526.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Jalgaon, you'll get the correct details.

How to Use IFSC Code UBIN0546526 for Online Transfers?

Once you have the IFSC Code UBIN0546526 for the Wakod ┬Á(Pahur) branch of Union Bank Of India in Jalgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0546526. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0546526.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Wakod ┬Á(Pahur) in Jalgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Wakod ┬Á(Pahur), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Wakod ┬Á(Pahur), Jalgaon?

The IFSC Code is UBIN0546526.

Is the IFSC Code UBIN0546526 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Wakod ┬Á(Pahur)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Wakod ┬Á(Pahur) branch?

The address of the branch is At & Post Pahur Kasbe, Pahur, Tal. Jamner, Dist. Jalgaon, Pin - 424 205. located in Jalgaon, Pahur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.