The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Balitutha branch in Jagatsinghpur, Balituth, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UBIN0933953. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Balitutha, Jagatsinghpur

The table below shows the main details of the IFSC Code UBIN0933953 for the Union Bank Of India branch in Jagatsinghpur, which falls under the Balituth district in Odisha.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0933953
Branch Balitutha
City Jagatsinghpur
District Balituth
State Odisha
Address At Po Balitutha Mouza Balitutha Tehsil Kujanga

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Jagatsinghpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0933953 for the Balitutha branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Balitutha, Jagatsinghpur, Odisha, is provided with a unique IFSC like UBIN0933953 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jagatsinghpur and Balituth.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Balitutha do not get mixed with another location.

Format of the IFSC Code UBIN0933953

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balitutha in Jagatsinghpur.

For example, the IFSC Code UBIN0933953 of Union Bank Of India for the Balitutha branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0933953 of Union Bank Of India for its Balitutha branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Jagatsinghpur and Balituth, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Balitutha or Jagatsinghpur to get the exact IFSC Code UBIN0933953.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Jagatsinghpur, then it will provide you proper information.

How to Use IFSC Code UBIN0933953 for Online Transfers?

If you have the IFSC Code UBIN0933953 for the Balitutha branch of Union Bank Of India in Jagatsinghpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0933953. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0933953.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Balitutha in Jagatsinghpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Balitutha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jagatsinghpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Balitutha Jagatsinghpur?

The IFSC Code of the Balitutha Jagatsinghpur branch is UBIN0933953.

Is IFSC Code UBIN0933953 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Balitutha branch?

The branch is located at At Po Balitutha Mouza Balitutha Tehsil Kujanga.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.