The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Chikkadapally - Hyderabad branch in Hyderabad Urban, Hyderabad, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hyderabad Urban or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0544884. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Chikkadapally - Hyderabad, Hyderabad Urban
The table below shows the main details of the IFSC Code UBIN0544884 for the Union Bank Of India branch in Hyderabad Urban, which falls under the Hyderabad district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0544884 |
| Branch | Chikkadapally - Hyderabad |
| City | Hyderabad Urban |
| District | Hyderabad |
| State | Andhra Pradesh |
| Address | Door No. 1-8-563/2,Opp. Sandhya Theatre,R.T.C Cross Road, Hyderabad,Chikkadapallandhra Pradesh, Pin - 500 020. |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Hyderabad Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0544884 for the Chikkadapally - Hyderabad branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Chikkadapally - Hyderabad, Hyderabad Urban, Andhra Pradesh, are given a unique IFSC like UBIN0544884 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hyderabad Urban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hyderabad Urban and Hyderabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Union Bank Of India in Chikkadapally - Hyderabad goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UBIN0544884
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chikkadapally - Hyderabad in Hyderabad Urban.
For example, the IFSC Code UBIN0544884 of Union Bank Of India for the Chikkadapally - Hyderabad branch has these elements, identifying the bank and the branch location in Hyderabad Urban and Andhra Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0544884 of Union Bank Of India for its Chikkadapally - Hyderabad branch located in Hyderabad Urban, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Hyderabad Urban and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Chikkadapally - Hyderabad or Hyderabad Urban to get the exact IFSC Code UBIN0544884.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Hyderabad Urban that will provide accurate information.
How to Use IFSC Code UBIN0544884 for Online Transfers?
Once you have the IFSC Code UBIN0544884 for the Chikkadapally - Hyderabad branch of Union Bank Of India in Hyderabad Urban, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0544884. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0544884.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Chikkadapally - Hyderabad in Hyderabad Urban, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chikkadapally - Hyderabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hyderabad Urban to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0544884.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No. 1-8-563/2,Opp. Sandhya Theatre,R.T.C Cross Road, Hyderabad,Chikkadapallandhra Pradesh, Pin - 500 020. located in Hyderabad Urban, Hyderabad, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.