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IFSC Code of Union Bank Of India, Prasasan Nagar, Hyderabad, Telangana — UBIN0814041

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Prasasan Nagar branch in Hyderabad, Hyderabad, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hyderabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0814041. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Prasasan Nagar, Hyderabad

Here are the key points that are associated with the IFSC Code UBIN0814041 of Union Bank Of India for its branch located in Hyderabad, within the district of Hyderabad in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0814041
Branch Prasasan Nagar
City Hyderabad
District Hyderabad
State Telangana
Address Ground Floor / Shopcomp,Rd No 72,Jubilee Hillsprasasan Nagar,Hyderabad

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Hyderabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0814041 for the Prasasan Nagar branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Prasasan Nagar, Hyderabad, Telangana, is provided a unique IFSC like UBIN0814041 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Hyderabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hyderabad and Hyderabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Prasasan Nagar do not get misguided to another person.

Format of the IFSC Code UBIN0814041

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Prasasan Nagar in Hyderabad.

For example, the IFSC Code UBIN0814041 of Union Bank Of India for the Prasasan Nagar branch includes these elements, identifying the bank and the branch location in Hyderabad and Telangana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0814041 of Union Bank Of India for its Prasasan Nagar branch located in Hyderabad, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Hyderabad and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Prasasan Nagar or Hyderabad to get the exact IFSC Code UBIN0814041.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Hyderabad that will provide accurate information.

How to Use IFSC Code UBIN0814041 for Online Transfers?

If you have the IFSC Code UBIN0814041 for the Prasasan Nagar branch of Union Bank Of India in Hyderabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0814041. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0814041.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Prasasan Nagar in Hyderabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Prasasan Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hyderabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Prasasan Nagar, Hyderabad?

The IFSC Code is UBIN0814041.

Is the IFSC Code UBIN0814041 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Prasasan Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Prasasan Nagar branch?

The address of the branch is Ground Floor / Shopcomp,Rd No 72,Jubilee Hillsprasasan Nagar,Hyderabad located in Hyderabad, Hyderabad, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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