IFSC Code of Union Bank Of India, Gardhiwala, Garhdiwala, Punjab — UBIN0917842

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Gardhiwala branch in Hoshiarpur, Garhdiwala, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UBIN0917842. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gardhiwala, Hoshiarpur

Here are the key points that are associated with the IFSC Code UBIN0917842 of Union Bank Of India for its branch located in Hoshiarpur, within the district of Garhdiwala in the state of Punjab.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Hoshiarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917842 for the Gardhiwala branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Gardhiwala, Hoshiarpur, Punjab, are allotted a unique IFSC like UBIN0917842 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Hoshiarpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Hoshiarpur and Garhdiwala.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Gardhiwala reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code UBIN0917842

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gardhiwala in Hoshiarpur.

For example, the IFSC Code UBIN0917842 of Union Bank Of India for the Gardhiwala branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0917842 of Union Bank Of India for its Gardhiwala branch located in Hoshiarpur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Hoshiarpur and Garhdiwala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Gardhiwala or Hoshiarpur to find the exact IFSC Code UBIN0917842.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Hoshiarpur will provide accurate information.

How to Use IFSC Code UBIN0917842 for Online Transfers?

Once you have the IFSC Code UBIN0917842 for the Gardhiwala branch of Union Bank Of India in Hoshiarpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0917842. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0917842.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Gardhiwala in Hoshiarpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gardhiwala, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hoshiarpur manage online transfers as well as cheque clearances with ease.