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IFSC Code of Union Bank Of India, Hazaribagh, Hazaribagh, Jharkhand — UBIN0811840

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Hazaribagh branch in Hazaribag, Hazaribagh, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UBIN0811840. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Hazaribagh, Hazaribag

The table below shows the main details of the IFSC Code UBIN0811840 for the Union Bank Of India branch in Hazaribag, which falls under the Hazaribagh district in Jharkhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0811840
Branch Hazaribagh
City Hazaribag
District Hazaribagh
State Jharkhand
Address Guru Gobind Singh Rohazaribagh,Jharkhand

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Hazaribag for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0811840 for the Hazaribagh branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Hazaribagh, Hazaribag, Jharkhand, is provided a unique IFSC like UBIN0811840 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Hazaribag.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hazaribag and Hazaribagh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Hazaribagh do not get misguided to another person.

Format of the IFSC Code UBIN0811840

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hazaribagh in Hazaribag.

For example, the IFSC Code UBIN0811840 of Union Bank Of India for the Hazaribagh branch includes these elements, identifying the bank and the branch location in Hazaribag and Jharkhand accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0811840 of Union Bank Of India for its Hazaribagh branch located in Hazaribag, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Hazaribag and Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Hazaribagh or Hazaribag to find the exact IFSC Code UBIN0811840.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Hazaribag will provide accurate information.

How to Use IFSC Code UBIN0811840 for Online Transfers?

If you have the IFSC Code UBIN0811840 for the Hazaribagh branch of Union Bank Of India in Hazaribag, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0811840. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0811840.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Hazaribagh in Hazaribag, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Hazaribagh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hazaribag manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Hazaribagh, Hazaribag?

The IFSC Code is UBIN0811840.

Is the IFSC Code UBIN0811840 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Hazaribagh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hazaribagh branch?

The address of the branch is Guru Gobind Singh Rohazaribagh,Jharkhand located in Hazaribag, Hazaribagh, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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