The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Hassan Ksouec branch in Hassan, Hassan, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hassan or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0921297. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Hassan Ksouec, Hassan

Here are the key points that are associated with the IFSC Code UBIN0921297 of Union Bank Of India for its branch located in Hassan, within the district of Hassan in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0921297
Branch Hassan Ksouec
City Hassan
District Hassan
State Karnataka
Address Karnataka State Opening University, Sampige Road, Hassan 573201

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Hassan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0921297 for the Hassan Ksouec branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Hassan Ksouec, Hassan, Karnataka, are allotted a unique IFSC like UBIN0921297 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hassan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hassan and Hassan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Hassan Ksouec reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UBIN0921297

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hassan Ksouec in Hassan.

For example, the IFSC Code UBIN0921297 of Union Bank Of India for the Hassan Ksouec branch includes these elements, identifying the bank and the branch location in Hassan and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0921297 of Union Bank Of India for its Hassan Ksouec branch located in Hassan, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Hassan and Hassan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Hassan Ksouec or Hassan to get the exact IFSC Code UBIN0921297.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Hassan that will provide accurate information.

How to Use IFSC Code UBIN0921297 for Online Transfers?

Once you have the IFSC Code UBIN0921297 for the Hassan Ksouec branch of Union Bank Of India in Hassan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0921297. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0921297.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Hassan Ksouec in Hassan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Hassan Ksouec, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hassan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Hassan Ksouec, Hassan?

The IFSC Code is UBIN0921297.

Is the IFSC Code UBIN0921297 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Hassan Ksouec?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hassan Ksouec branch?

The address of the branch is Karnataka State Opening University, Sampige Road, Hassan 573201 located in Hassan, Hassan, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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