The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Manglaur branch in Haridwar, Manglaur, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0577146. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Manglaur, Haridwar

Here are the key points that are associated with the IFSC Code UBIN0577146 of Union Bank Of India for its branch located in Haridwar, within the district of Manglaur in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0577146
Branch Manglaur
City Haridwar
District Manglaur
State Uttarakhand
Address 1072 Gt Road Manglar Near Roorkee 247656

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Haridwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0577146 for the Manglaur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Manglaur, Haridwar, Uttarakhand, are allotted a unique IFSC like UBIN0577146 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Haridwar and Manglaur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Manglaur reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0577146

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manglaur in Haridwar.

For example, the IFSC Code UBIN0577146 of Union Bank Of India for the Manglaur branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0577146 of Union Bank Of India for its Manglaur branch located in Haridwar, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Haridwar and Manglaur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Manglaur or Haridwar to get the exact IFSC Code UBIN0577146.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Haridwar that will provide accurate information.

How to Use IFSC Code UBIN0577146 for Online Transfers?

If you have the IFSC Code UBIN0577146 for the Manglaur branch of Union Bank Of India in Haridwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0577146. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0577146.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Manglaur in Haridwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Manglaur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Haridwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Manglaur, Haridwar?

The IFSC Code is UBIN0577146.

Is the IFSC Code UBIN0577146 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Manglaur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manglaur branch?

The address of the branch is 1072 Gt Road Manglar Near Roorkee 247656 located in Haridwar, Manglaur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.