The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Two Knj branch in Hanumangarh, Hanumangarh, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0934461. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Two Knj, Hanumangarh
Here are some of the key details that come with the IFSC Code UBIN0934461 of Union Bank Of India for its branch located in Hanumangarh, within the district of Hanumangarh in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0934461 |
| Branch | Two Knj |
| City | Hanumangarh |
| District | Hanumangarh |
| State | Rajasthan |
| Address | 2Knj Branch Ubrc I T I Kachi Basti Ward No 20 Gram Panchayat Makkar Hanumangarh 335512 |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Hanumangarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0934461 for the Two Knj branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Two Knj, Hanumangarh, Rajasthan, is provided a unique IFSC like UBIN0934461 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Hanumangarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hanumangarh and Hanumangarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Two Knj do not get misguided to another person.
Format of the IFSC Code UBIN0934461
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Two Knj in Hanumangarh.
For example, the IFSC Code UBIN0934461 of Union Bank Of India for the Two Knj branch includes these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0934461 of Union Bank Of India for its Two Knj branch located in Hanumangarh, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Hanumangarh and Hanumangarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Two Knj or Hanumangarh to find the exact IFSC Code UBIN0934461.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Hanumangarh will provide accurate information.
How to Use IFSC Code UBIN0934461 for Online Transfers?
Once you have the IFSC Code UBIN0934461 for the Two Knj branch of Union Bank Of India in Hanumangarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0934461. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0934461.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Two Knj in Hanumangarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Two Knj, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hanumangarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Two Knj Hanumangarh branch is UBIN0934461.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 2Knj Branch Ubrc I T I Kachi Basti Ward No 20 Gram Panchayat Makkar Hanumangarh 335512.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.