For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Kanchiya branch in Hanumangarh, Pilibangan, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0930474. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Kanchiya, Hanumangarh
The table below shows the main details of the IFSC Code UBIN0930474 for the Union Bank Of India branch in Hanumangarh, which falls under the Pilibangan district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0930474 |
| Branch | Kanchiya |
| City | Hanumangarh |
| District | Pilibangan |
| State | Rajasthan |
| Address | Kothawalli Pilibangan Rajasthan |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Hanumangarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0930474 for the Kanchiya branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Kanchiya, Hanumangarh, Rajasthan, are allotted a unique IFSC like UBIN0930474 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hanumangarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hanumangarh and Pilibangan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Kanchiya reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UBIN0930474
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanchiya in Hanumangarh.
For example, the IFSC Code UBIN0930474 of Union Bank Of India for the Kanchiya branch includes these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0930474 of Union Bank Of India for its Kanchiya branch located in Hanumangarh, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Hanumangarh and Pilibangan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kanchiya or Hanumangarh to find the exact IFSC Code UBIN0930474.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Hanumangarh will provide accurate information.
How to Use IFSC Code UBIN0930474 for Online Transfers?
Once you have the IFSC Code UBIN0930474 for the Kanchiya branch of Union Bank Of India in Hanumangarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0930474. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0930474.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Kanchiya in Hanumangarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kanchiya, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hanumangarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0930474.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kothawalli Pilibangan Rajasthan located in Hanumangarh, Pilibangan, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.