IFSC Code of Union Bank Of India, Latakandi, Latakandi, Assam — UBIN0549363

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Latakandi branch in Hailakandi, Latakandi, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0549363. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Latakandi, Hailakandi

Here are the main details that are associated with the IFSC Code UBIN0549363 of Union Bank Of India for its branch located in Hailakandi, within the district of Latakandi in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Hailakandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0549363 for the Latakandi branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Latakandi, Hailakandi, Assam, is provided a unique IFSC like UBIN0549363 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Hailakandi.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Hailakandi and Latakandi.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Latakandi do not get misguided to another person.

Format of the IFSC Code UBIN0549363

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Latakandi in Hailakandi.

For example, the IFSC Code UBIN0549363 of Union Bank Of India for the Latakandi branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0549363 of Union Bank Of India for its Latakandi branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Hailakandi and Latakandi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Latakandi or Hailakandi to get the exact IFSC Code UBIN0549363.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Hailakandi, then it will provide you proper information.

How to Use IFSC Code UBIN0549363 for Online Transfers?

Once you have the IFSC Code UBIN0549363 for the Latakandi branch of Union Bank Of India in Hailakandi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0549363. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0549363.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Latakandi in Hailakandi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Latakandi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hailakandi manage online transfers as well as cheque clearances with ease.